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August 1, 2017

Olga Cook story, west side highway tragedy


The husband of cyclist Olga Cook, who was killed by a drunk driver last June at the intersection of West and Chambers Streets, is suing the City of New York, the State of New York, the Hudson River Park Trust, and the Battery Park City Authority over her death.


Ms. Cook was run over at approximately 8:00 pm on the evening of June 11, 2016 when a white Ford truck, driven by a 26-year-old Samuel Silva, traveling southbound on West Street, made an abrupt right turn onto westbound Chambers Street, and struck Ms. Cook, who was riding north along the Hudson River Park Greenway.

Olga Cook,the 30-year-old newlywed and triathlete who was killed by a drunk driver while cycling in Battery Park City on June 11, 2016.

"There were 17 prior crashes at just this location, in the years preceding Olga's death," says attorney Daniel Flanzig, who is representing Ms. Cook's husband, Travis Maclean. "And five of those incidents also resulted in serious injuries. And there have been multiple deaths of cyclists at other locations in the Hudson River Park's bike path."


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July 31, 2017

Important type of insurance coverage that cyclists should have, besides their own health insurance, is the UM/UIM coverage on their automobile insurance policy.

The most important type of coverage that cyclists should have, besides their own health insurance, is the UM/UIM coverage on their automobile insurance policy. Yep, that's right, your auto policy provides protection for YOU in case you are hit by an uninsured or underinsured driver, including a hit and run driver.

This protection, called "UM/UIM" coverage, protects you if you are hit by another driver who is uninsured (that's the "UM" in the coverage). Your UM coverage also means you're covered in a hit and run. You're also covered if you're hit by an underinsured driver (that's the "UIM" in the coverage). This part of your policy covers you if the driver who hit you is insured, but for less than is necessary to cover payment for your injuries.

For example, in some states, "contact" may be required for your UM/UIM coverage to kick in. So if you were actually hit by the driver who left crossed you, your UM/UIM coverage can kick in as needed. If the driver caused you to crash without actually making contact, you're not going to be able to use your UM/UIM coverage. Again, this is not the law in every state, but it's something you should ask your insurance agent about.


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